1. Information we collect
Information you give us
When you use our valuation calculator or scorecards, you may provide:
- Business information you type into our tools (industry, revenue, EBITDA, location, scorecard responses, and similar inputs)
- Your email address, if you choose to unlock a detailed report
- Your name, phone number, or company name, if you submit a contact form or reply to a follow-up email
You can use the tools without providing your email. We only ask for contact information if you choose to unlock the detailed report.
Information collected automatically
When you visit our site, we and our service providers automatically collect:
- Standard log data (IP address, browser type, device type, referring URL, pages viewed, time on page)
- Cookies and similar technologies for site analytics, performance, and conversion tracking
We do not sell personal information.
2. How we use your information
We use the information we collect to:
- Deliver the valuation estimate or scorecard report you requested
- Email you the detailed report and related follow-up content
- Improve our tools, content, and user experience
- Connect you with a vetted advisor in our network if you request that follow-up, or if your inputs suggest you would benefit from a conversation
- Comply with legal obligations and prevent fraud or abuse
3. Who we share information with
We share information only with parties who help us operate the business or whom you authorize.
Service providers
We use third-party services to run this site, including:
- Customer relationship management: HubSpot, to capture form submissions and manage outreach
- Analytics: standard web analytics providers, to understand site usage
- Email delivery: to send your requested reports and follow-ups
These providers are bound by confidentiality and data-protection terms and may only use your information to provide their service to us.
Advisor network
If you request introduction to an advisor, or if your scorecard inputs and follow-up communications indicate active interest in exit planning, we may share your contact information and tool inputs with one or more vetted advisors in our network. You can opt out of this sharing at any time by emailing us at the address below.
Legal and safety
We may disclose information if required by law, subpoena, or to protect the rights, property, or safety of Next Chapter Wealth, our users, or the public.
4. Cookies and tracking
We use cookies and similar technologies to remember your preferences, measure site performance, and attribute conversions to marketing campaigns. You can disable cookies in your browser, but some site features may not work properly without them.
5. How long we keep information
We retain personal information for as long as needed to provide the service, communicate with you, and meet legal obligations. Tool inputs and scorecard results are typically retained for up to three years to support follow-up and longitudinal analytics. Email and contact records are retained for as long as you remain on our mailing list, plus a reasonable archival period.
6. Your choices and rights
- Unsubscribe: Every email we send includes an unsubscribe link.
- Access, correction, deletion: You can request a copy of the personal information we hold about you, request corrections, or request deletion, by emailing the address below.
- Do not share: You can opt out of having your information shared with our advisor network at any time.
- California, Virginia, Colorado, and other state-law residents: Where applicable state privacy law gives you rights to access, delete, correct, or opt out of certain processing, you can exercise those rights using the contact information below. We do not sell personal information.
7. Security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
8. Children
This site is not directed to children under 16 and we do not knowingly collect information from children.
9. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Material changes will be communicated by email or a clear site notice.
10. Contact us
To exercise your rights, ask questions, or report a privacy concern, contact us at:
Next Chapter Wealth
[STREET ADDRESS]
[CITY, STATE ZIP]
Email: erikpettine@gmail.com
11. Not investment, tax, or legal advice
The tools and content on this site are for educational and informational purposes only. They do not constitute investment, tax, or legal advice. Estimates are based on the inputs you provide and general market data, and should not be relied upon as a substitute for advice from a qualified professional.